Secret to manifesting your dreams

What does it take to manifest a dream? Is it having lots of money? Is it a good market outlook? The secret is to just start—to just do it, now. You’ll never get to anything if you don’t begin.

Honestly, that’s easier said than done with lockdowns on repeat and the economy in a see-saw. But while you can’t predict the future, you can get ready for it. You can take the necessary precautions and establish safety nets. Didn’t someone once say that preparation is 90% of success?

Ready to “make yourself ready”

One way to get yourself ready to face challenges head on and to start manifesting your dreams is to ease your worries over the uncertainties of the future and have investments that will serve as your backup. With safety nets in place, you can focus more on the things that you want to do with your life and not just what you need to do.   

A variable unit-linked (VUL) product can be that safety net as it combines both insurance and investment, so you can have insurance protection while growing your money over time. FWD Manifest, however, takes it further by not just giving you a strong life protection and smart wealth investments, but also bonuses, for investing more and longer. Plus, it cushions your investment from risks. 

With FWD Manifest, you’ll get: 

1. Start-Up Bonus 

Receive a bonus on your policy’s first year that will be invested in its own account value and will grow with your investment and added to your account in your policy’s 5th and 10th year. 

2. Loyalty Bonus

Get a non-guaranteed cash benefit on the 10th year of your policy, recurring thereafter every five years.

3. Investment Protector Bonus

Worry less over your investment fund with bonus payouts given on the 10th year and every five years thereafter if the Philippine Stock Exchange index (PSEi) is lower compared to five years before the payout.

4. Premium Extension Bonus

The secret to investment growth is to invest regularly and continuously. Get this bonus if you continue to pay your premiums even after the 5 and 10 years payment period. With FWD Manifest, your additional investment comes with an additional bonus! 

5. Guaranteed Milestone Increase

Celebrate hitting a milestone in your life with FWD Manifest! Get a pre-approved 20% increase up to max of Php 2M in your coverage amount when you: get married, have your first child, make your first real estate purchase, retire, or just simply reach your 10th policy anniversary—no questions asked!

6. Option to Customize

FWD Manifest is customizable! You have the freedom to add protection and benefits depending on your need and budget.

Start now and manifest your future!

It may be a tough time right now but that does not mean reaching your manifest life goals is impossible. With hard work, perseverance, and determination, you can achieve anything even amid the pandemic. It just takes courage to start and the grit to stay on. After all, success does not come overnight, but over time. 

Manifest your future now. Sign up to talk to a FWD financial advisor to discover how to take that next step to achieving your dreams https://bit.ly/FWDManifest-SignUp

To know more, visit https://bit.ly/FWD_Manifest.

We all didn't expect this pandemic to happen.  In the past four months, we've seen many shift from office work to work from home.  There were a lot who lost their jobs.  Businesses closed down.  Parents panicked and worried about their children's education.  Lastly, almost everyone fears both their health and financial conditions - and their family's future.

They say illness or death makes you change your perspective of things in life.  If you put the thought of death in the equation, the way you behave, the manner you speak, the intentionality to take care of your relationships with your loved ones - ALL change.  I believe this then urges a person to become better, kinder, more forgiving, and more honest. 

I always have that "what-if-I-have-24-hrs-to-live" mentality when making decisions.  If you do, believe me, you'll make wiser and more practical decisions - such as getting yourself and your family a gift of protection. 

FWD Philippines takes care of your family’s future needs so you “KanDuu” all the things you want to do, now!


My very reason for getting myself insured is because I don't want to obligate my kids to take care of me and spend for my hospitalization, medicines, and even memorial services should I arrive there. I want to be financially independent and instill the same values to my kids.  Insuring myself gave me a peace of mind knowing that whatever happens, I am protected. 

So just imagine all the things you can do when you’re confident and secured enough to accomplish them—when you don’t have to worry over your family’s needs should anything happen. As impossible as it seems, you can really, truly, have it all! All it takes is a decision to make it happen and being open to the idea of financial planning.

FWD Life Philippines (FWD PH) KanDuu
Giving Filipinos the confidence to live life to the fullest, FWD Life Philippines (FWD PH), part of pan-Asian insurer FWD Group, recently launched KanDuu, a set of insurance products that covers you from death, critical illness, or accidents so you "Can Do" and pursue all the things you love.

Go ahead and do it!

Whether you’re an avid family traveler, a fitness buff, or a lover of life, there’s a variant that’ll suit you—KanMend, KanLive, and KanGuard. And did we mention that aside from securing you and your family, each comes with really awesome rewards? 


As a mom/parent, we each have different needs or priorities we want an insurance product to meet.  Let me tell you more about what FWD PH KanDuu Can Do for you!

• For Critical Illness - Get KanMend!  Designed with wellness warriors and health buffs in mind, KanMend gives you a cash benefit of Php100,000 once you get diagnosed with any of the 42 covered critical illnesses. Its welcome reward: Six months’ unlimited access to KonsultaMD’s 24/7 telemedicine service. No need to leave the house to consult with licensed Filipino doctors. All you need is to call.  

• For Essential Funds and Protection -  Get KanLive!  It has a cash benefit of Php200,000, in case of death and this reward: One-year unlimited medical consultations at any Aventus Medical clinics, nationwide.

• For Accidental Death or Disability Coverage - Get KanGuard!  Love to travel? Have a thirst for adventure? Want to live life on the edge? KanGuard gives a Php500,000 cash benefit in case of accidental death or disability due to terror attacks, anywhere in the world. Its reward? One-year global emergency services by Assist America for travels. 

Insurance marketplace
Who knew you’d someday shop for insurance online the way you’d shop for gadgets or limited edition bike parts? Who knew getting insured is as fast as picking that shade of red lipstick you don’t already have? True to its vision to change the way people feel about insurance, FWD has now made insurance more accessible, affordable, and covetable to more Filipinos via shop.fwd.com.ph.

If you’re 18 to 50 years old, you can purchase KanDuu online for AS LOW AS PhP1,799/year at shop.fwd.com.ph, FWD PH’s new online insurance marketplace.

HOW TO PURCHASE:

1. Step 1: Visit www.shop.fwd.com.ph
2. Step 2: Choose one Kanduu plan you want to purchase

• KanMend - Protection against 42 critical illnesses | Reward: 6 months’ unli KonsultaMD telemedicine
• KanLive - Essential funds and protection for your family | Reward: 1 year unli medical consults at Aventus clinics
• KanGuard - Payout for accidents or terror attacks, worldwide | Reward: 1 year global emergency services
1. Step 3: Click “Buy Now”
2. Step 4: Fill out the application form and upload one valid ID
3. Step 5: Review application form summary and product summary
4. Step 6: Pay online via debit or credit card
5. Step 7: Expect a welcome email and SMS

And with FWD’s insurance app, Tapp, you can access and manage your insurance and rewards, anytime, anywhere!  I never thought protection for our families could now be this accessible, convenient, and easy to purchase!  This is also a perfect choice for individuals or groups who are quite shy when meeting people.  Online is the newest way to get products and even services! 

Go to bit.ly/MetroManilaLovesShopFWD to purchase your KanDuu insurance now!
Want to know more about FWD Life Philippines, part of the pan-Asian insurer FWD Group? Visit: https://www.fwd.com.ph/en/

When I was younger and already working, I used to get quickly irritated by Insurance agents bothering me (bordering to sobrang kakulitan) to get an insurance from them.  I was annoyed because I (thought I) didn't need one, that it's an additional expense and that I don't understand what it's for.

So much for my ignorance back then. I realized its importance when I was already in my 30s (ggetting insured is one of the things that should be accomplished by this time) I immediately got myself insured back in 2012 (after carefully studying each proposals sent.)  I kept on saying to myself that I should have started when I was younger.  But I believe that it's never late to start, the important thing is, I started and now I feel more secured.

That's exactly what our letter sender this week asked, let's read her short letter: