Back-To-School Budgeting Hacks with Maya Easy Credit

I’ve been there. I know how back-to-school expenses, like any other major costs, can be stressful and daunting, especially if you have other...

I’ve been there.

I know how back-to-school expenses, like any other major costs, can be stressful and daunting, especially if you have other financial responsibilities to manage—and even more so if you have more than one child.

Back-to-school season of my three boys in different levels: College, High School, and Grade School.


While budgeting is always helpful, there are times when unexpected expenses or emergencies arise, forcing you to prioritize those during the payment of tuition fees and other back-to-school needs. While there’s nothing wrong with asking for help from family or friends, I personally prefer to seek out financial companies, banking institutions, financial apps, or digital banks that offer loans for important expenses when I need them.

Maya Easy Credit, your dependable ally for all your school expense needs


Maya Easy Credit is a reliable ally when it comes to borrowing money to make back-to-school spending a breeze! Whether you need it for tuition fees, school supplies, gadgets, allowances, or any other expenses, you can count on Maya Easy Credit.

It’s easy—you read that right! You can borrow money as simply as 1-2-3 and without hassle! You can borrow up to ₱30,000 in seconds for your immediate needs and pay it back within 30 days. There’s no need for paperwork like proof of income, billing statements, or other documents to get the financial help you need. With Maya Easy Credit, you can use the funds for back-to-school expenses right after they’ve been transferred to your wallet. Once in your wallet, you can pay directly in-store or online when shopping for your child’s or children’s school needs. My back-to-school experience was a breeze, thanks to Maya Easy Credit.

However, as an advocate of living a debt-free life, it’s important to pay your Maya Easy Credit bill on time to avoid penalties. This also helps you build a good credit score, which is crucial when borrowing money.


Here’s how you could apply for Maya Easy Credit:

  1. Go to the Credit dashboard in your Maya App and tap "Sign up for Maya Easy Credit."

  2. If you're eligible for Maya Easy Credit, you will see an "Activate Now" button.

  3. To become eligible for Maya Credit, complete your account and continue using Maya's other services actively.


To qualify for Maya Easy Credit, you must:

  • Be at least 21 years of age and not over 65 years old.

  • Have an upgraded account.

  • Have been actively using your account.

  • Have a good credit standing.


If you qualify for early access, you’ll be notified once you’re eligible to activate your Maya Easy Credit.

Maya Easy Credit saved me during my son’s college enrollment. While I had prepared for his tuition fees this semester, I completely forgot that I still had balances to pay from the previous semester. My back-to-school anxieties disappeared, thanks to Maya Easy Credit!


What made it even more attractive is their ongoing promo where you could win gadgets every week! Every ₱250 you spend using Maya earns you raffle entries for a chance to be one of the 20 weekly winners of ₱10,000 and Honor gadgets from July 1 to August 31, 2024. Pay for school supplies, shoes, backpacks, and more via QRPh at over 600,000 stores, check out online through Pay with Maya, or use the globally accepted Maya Card. Plus, stay connected with load and data from the app for all your homework and enrollment needs. Each transaction brings you closer to a win, making every purchase a step toward exciting rewards. The more you use Maya to spend, save, invest, and borrow, the higher your chances of winning!



In addition to all these fantastic features and promos, Maya is one of the digital banks that offers high interest rates when you open a savings account! With Maya Savings, you can grow your money while you spend it on school or other expenses. Boost your savings with up to 15% p.a. interest, credited daily whenever you use Maya for your transactions. Your savings grow faster, helping you handle school expenses more smoothly.


I can’t stress enough how much Maya and Maya Easy Credit have helped me manage my finances. My back-to-school worries turned into excitement in an instant. I know budgeting can sometimes be a challenge or even seem impossible at times, but with Maya, you can count on its perfect attendance!


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Mommy Practicality is a home and lifestyle blog that's about positive, informative, 
inspirational and helpful sharing of life experiences of a working mom 
with topics on motherhood, relationships, events, food, travel, shopping, and finances. 
It hopes to influence moms and women to realize 
that it's possible to live a quality life while choosing a practical lifestyle.



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