Preparing for various expenses is something my husband and I do annually. With three kids studying at different academic levels, each with unique needs, budgeting can be a challenge. The largest portion of our expenses often goes towards my college student son. In our experience, there are times when finances are abundant, but there are also lean seasons—financially speaking. When resources fall short, especially during critical times, we turn to cash loans.For cash loans, we trust Home Credit. Home Credit’s cash loan offer provides a financial boost for families like ours. Whether for tuition fees or necessary and...

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I’ve been there. I know how back-to-school expenses, like any other major costs, can be stressful and daunting, especially if you have other financial responsibilities to manage—and even more so if you have more than one child.Back-to-school season of my three boys in different levels: College, High School, and Grade School.While budgeting is always helpful, there are times when unexpected expenses or emergencies arise, forcing you to prioritize those during the payment of tuition fees and other back-to-school needs. While there’s nothing wrong with asking for help from family or friends, I personally prefer to seek out financial...

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A new survey commissioned by leading home appliance brand Beko of 6,000 homeowners and renters from across the globe has shown that 9 in 10 people ignore what’s best when it comes to energy efficiency in the home. Among the energy inefficient behaviors that those surveyed admitted to doing were leaving the fridge door open when deciding what to eat (29%); leaving the freezer plugged in when it’s got nothing in it (20%); and leaving gadgets on charge for longer than they need (37%). Practice Energy Efficiency With Beko Appliances!Gen Z is one of the most knowledgeable demographics when it...

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We all didn't expect this pandemic to happen.  In the past four months, we've seen many shift from office work to work from home.  There were a lot who lost their jobs.  Businesses closed down.  Parents panicked and worried about their children's education.  Lastly, almost everyone fears both their health and financial conditions - and their family's future. This personal observation of mine from the news on radio and TV and social media was echoed by Sun Life's own survey.  During the online launch of Sun Life's Rise Together Campaign, they shared that they ran a survey through...

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These days, we’ve all become more careful when it comes to managing our household. At home, moms clean more often than before. We wash clothes almost every day, sanitize everything coming from outside, eat healthy and take our multivitamins to boost our immune system, and educate our kids how to wash hands properly. Most importantly, we stay home as much as possible. And in the instances that we have to go out, we equip ourselves with face masks and alcohol. We do these things to keep ourselves and our loved ones safe from the spread of the coronavirus....

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Being a working mom has both disadvantages and advantages.  The downside is that you are away from your kids the whole day from Mondays to Fridays and don't get to spend as much time as you want to.  In effect, you tend to be guilty from working away from home because you don't get to attend to their needs, do the loving chores for them, clean and dress them up, and play with them. But come to think of it, there are advantages too.  Working gives your household a steady income, a secured hospitalization benefits, a group insurance,...

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